Individual Mortgage Strategies for the Individuals We Serve

We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

Welcome To All Coast Lending Inc

Founded in 2015, the key to our success has been a combination of consistently offering the lowest rates possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

Begin your loan journey today!

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Request A Quote

Free consultation from a mortgage expert.

Get Pre-Qualified

Be more attractive to sellers as pre-qualified.

Learn

Look through our many mortgage education articles.

Mortgage Calculator

See payment breakdown over different scenarios.

Our clients are the foundation of our success.

3rd Party Client Reviews

Client reviews from around the internet.
Pouya Bani
Pouya Bani
2020-12-09
Review for Member: Ray Blindauer Very professional and responsive We had a very pleasant experience with Ray. He helped us get the lowest mortgage rate possible without any points. We were in touch with him for almost three years, and any time we reach out to him no matter what time or what day of week it is he always gets back to us with in minutes. Also, he makes himself available to meet any request we had, I can go on and on about his positive attitude and his professionalism. I absolutely recommend him to anyone who is looking for best deal with best experience during home buying.
Nick
Nick
2020-12-02
Review for Member: Ray Blindauer Great Lender, Highly Recommend! Ray and his team were incredibly fast to respond to all of my questions during a refinance and helped me find the best available rate that worked for my situation. I definitely recommend you reach out to Ray if you are looking to Refi.
mMattias
mMattias
2020-11-13
Review for Member: Ray Blindauer Great to work with! Ray was great during our home refinance. Made the process fairly painless and was patient with my never ending questions. Would happily use him again next time. Thanks Ray!
JCkim
JCkim
2020-11-12
Review for Member: Ray Blindauer Professional and responsive Ray and his team were great to work with. They kept their word on timelines and were extremely responsive with requests and answers to any questions I had. Highly recommended.
Jeremy Da
Jeremy Da
2020-10-22
Review for Member: Ray Blindauer Ray was the best, hands down. Ray was incredibly available and helpful. Always felt like he was on top of the ball, and got us an outstanding deal that couldn't be matched by anybody. We're very grateful for his help!!
user220506
user220506
2020-09-24
Review for Member: Ray Blindauer Smart and great customer service We lucked out in finding Ray on Zillow. Every time I contacted him he would return my messages immediately and was very helpful. I was looking for something below 3%, and he kept guiding me to be patient, and by the end he was able to get us 2.625%- way better than I could imagined. Ray is smart and understands the market really well, and was very honest with us throughout the process. I have already recommended Ray to my friends and they have started working with him. You won't regret working with Ray!
Will Britt
Will Britt
2020-09-15
Review for Member: Ray Blindauer A pleasure to work with Ray and his team were a great help with our first home purchase. He secured a favorable loan compared to his competitors and made the entire process quite easy. He and his team are professional and have an overall positive attitude.
Super upset!!!
Super upset!!!
2020-08-12
This is a NIGHTMARE My loan officer is great, but the company and process is a NIGHTMARE! He submits documents, only to have them come back after extended times, sometimes asking for information already sent, sometimes asking for updated documents because they take too long and the previously sent expire. They ask for things then are unreasonable for unreasonable lengths of time. Its been 2 month's or longer since we started and we STILL are waiting! Its beyond unprofessional and ridiculous that we are still not done. If I had known this was a poorly ran process I never would have used this company. My realtor even talked to THE OWNER of the company and basically was told he didn't care! Unbelievable! Unprofessional! Sadly I feel stuck, I have invested too much money and time, frustration and digust!
sbnstn00
sbnstn00
2020-01-03
Review for Member: Michael Zadeh Excellent Mike was fantastic. After we discussed the loan details beforehand; what i needed regarding amount of my future loan payment, percentage rate, amount needed in cash, and a closing date before the end of the year... and Mike came through on all counts. I would highly reccomend him and I hope to work with him again in the future.
2017-11-03
Review for Member: Michael Zadeh Excellent Mike was amazing not only did he give me a better interest rate, but I also saved money. He has a sense of urgency to get things done quickly, excellent communication and follow through. I will definitely be recommending all my family and friends to Mike.